Insolvency and Bankruptcy Services all across Ontario

Dana MacRae | Licensed Insolvency Trustee has been offering bankruptcy and insolvency services across Ontario for more than 25 years. From consumer proposals to debt consolidation and credit management, Dana MacRae has helped more than 20,000 Ontarians to organize their financial affairs and enjoy a life free of debt.

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We offer a wide array of services
aimed at simplifying debt

Personal Bankruptcy

Personal bankruptcy is a legal proceeding that may be applied to individuals as a solution to dealing with debt in Ontario.

Corporate Bankruptcy

Corporate bankruptcy is a complex process that requires a lot of care and attention, but with a licensed insolvency trustee, it can be run smoothly. 

Bankruptcy Services

Over the past generation, people have turned to Bankruptcy Services for a new start and second chance. 

Proposals to Creditors

Proposals to creditors consist of a debtor making an offer to creditors on how money and/or property can be distributed. 

Debt Management

Debt Management helps the client by negotiating with creditors and getting them to accept lower payments than what is owed, either through an agreement of future payment or a lump sum settlement.

Reduce Debt

Reduce Debt is a service offered by a trustee to a debtor in a financial situation where they have too much debt, and not enough money to pay it all off.

Debt Consolidation

Debt consolidation offers a solution by consolidating debt by taking out a new loan to pay off your current debts. 

Credit Rebuilding

Credit Rebuilding consists of several components that help you build your credit score. 

Credit Management

Credit Management consists of management techniques that address the company’s ability to extend credit.

Credit Counselling

Credit counselling is a process that can assist you if you are struggling with your finances. It consists of several steps that are designed to help you regain your financial stability. 

Insolvency and Bankruptcy Services all across Ontario

Regardless if you live in Toronto or a small community in northern Ontario, Dana MacRae Insolvency Trustee will help you to get rid of your debt. We offer bankruptcy and insolvency services from Kitchener/Waterloo to Algonquin Highlands.

We offer bankruptcy and insolvency services for individuals and businesses. Please call us at 1 (800) 655-9965 or send us an email for a free consultation.

Dana MacRae can help you to consolidate all your debt into a single manageable monthly payment, with lower interest rates, or to submit a consumer proposal to all your creditors, which often can reduce your debt substantially. Each situation entails a unique approach, and with more than 25 years of experience helping people like to get out of debt, Dana MacRae will create a custom and individual plan to help you to live a life free of debt.


We can help you determine whether a consumer proposal is right for you

A Consumer Proposal is your Chance
for a Fresh Start.

Call for a free and confidential consultation at