Licensed Insolvency Trustee
serving St. Catharines

We offer a free consultation to help you get your finances under control. We understand the stress that comes with creditor and debt collection calls. Dana MacRae is a licensed insolvency trustee that offers credit management, proposals to creditors and bankruptcy services to St. Catharines residents. We can alleviate your financial stress and have many options to do so. We have been operating for more than 21 years as a licensed insolvency trustee helping Ontarians.

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We offer a wide array of services for
St. Catharines residents aimed at simplifying debt

Personal Bankruptcy

Personal bankruptcy is a legal proceeding that may be applied to individuals as a solution to dealing with debt in Ontario.

Corporate Bankruptcy

Corporate bankruptcy is a complex process that requires a lot of care and attention, but with a licensed insolvency trustee, it can be run smoothly. 

Bankruptcy Services

Over the past generation, people have turned to Bankruptcy Services for a new start and second chance. 

Proposals to Creditors

Proposals to creditors consist of a debtor making an offer to creditors on how money and/or property can be distributed. 

Debt Management

Debt Management helps the client by negotiating with creditors and getting them to accept lower payments than what is owed, either through an agreement of future payment or a lump sum settlement.

Reduce Debt

Reduce Debt is a service offered by a trustee to a debtor in a financial situation where they have too much debt, and not enough money to pay it all off.

Debt Consolidation

Debt consolidation offers a solution by consolidating debt by taking out a new loan to pay off your current debts. 

Credit Rebuilding

Credit Rebuilding consists of several components that help you build your credit score. 

Credit Management

Credit Management consists of management techniques that address the company’s ability to extend credit.

Credit Counselling

Credit counselling is a process that can assist you if you are struggling with your finances. It consists of several steps that are designed to help you regain your financial stability. 

Benefit from the Personal Touch of a Licensed Insolvency Trustee

Dana is a licensed insolvency trustee who can provide professional guidance and personalized solutions to your situation. We work hard to find ways for creditors to lower payments and to agree to compromise on the debts if possible. Our goal is to reduce the debt of our clients while maintaining their dignity. We strive to protect the property rights of individuals in St. Catharines seeking protection under the law.

Call or Book Now to learn more about our services and find the financial solution that’s right for you.

Call for a free and confidential consultation at

(905) 680-9682

About St. Catharines, Ontario

St. Catharines is a city in the Regional Municipality of Niagara in the province of Ontario settled in 1779, incorporated as a town in 1845 and a city in 1876.  According to Statistics Canada, St. Catharines had a population of 133,113 as of 2016, increasing 1.3% from 2011.

Postal codes within the City of St. Catharines include (begin with L2).

Neighbourhoods within the city of St. Catharines are:
Barbican Heights
Brockview – South
Burleigh Hill
Michigan Beach
The North End
St. George’s Point

Smaller communities within the city of St. Catharines that have postal codes include:
Queenston (L0S 1L0).

Smaller communities within the city of St. Catharines that do not have postal codes include:
Decew Falls
Niagara Gardens
Port Dalhousie
Port Weller
Power Glen
Secord Woods
Western Hill

City Office: 50 Church St., St. Catharines, Ontario
Mailing address:  PO Box 3012, St. Catharines, Ontario L2R 7C2
Phone:   (905) 688-4889
Fax:         (905) 682-3631
City email
City email contacts

Ontario Works – St. Catharines 
Address: 234 Bunting Road, St. Catharines, Ontario
Mailing address: PO Box 850, St. Catharines, L2R 6Z4
Phone: (905) 641-9960   Toll-free: 1-(866) 627-1110

Ontario Disability Support Program (ODSP) – St. Catharines
Garden City Tower 301 St. Paul Street Mezzanine Floor, St. Catharines, L2R 7R4
Mailing address: PO Box 3399, Stn Main, Markham, ON, L3R 6J2
Phone: (905) 688-3022    Toll-free: 1-(800) 263-5413
ODSP email

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