Getting Out of Debt
Overusing Credit Cards
At some point, almost everyone reaches the point where their paycheque is not enough to cover their bills.
You may think the only way out of debt is to file bankruptcy. However, other debt help alternatives are available.
You may feel so overwhelmed that you just try to avoid paying your debts. However, this only makes matters worse. Not paying is not an option – you should address your debt situation immediately. Other solutions to get out of debt include: debt consolidation, consumer proposals and bankruptcy.
How can I determine how much debt I have?
If You Have Debts That