Licensed Insolvency Trustee
Heidelberg, Ontario

 

We offer a free consultation to help you get your finances under control. We understand the stress that comes with a creditor and debt collection calls. Dana MacRae is a licensed insolvency trustee that offers credit management, proposals to creditors and bankruptcy services to Heidelberg residents. We can alleviate your financial stress and have many options to do so. We have been operating for more than 21 years as a licensed insolvency trustee helping Ontarians.

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We offer a wide array of services for
Heidelberg residents aimed at simplifying debt

Personal Bankruptcy

Personal bankruptcy is a legal proceeding that may be applied to individuals as a solution to dealing with debt in Ontario.

Corporate Bankruptcy

Corporate bankruptcy is a complex process that requires a lot of care and attention, but with a licensed insolvency trustee, it can be run smoothly. 

Bankruptcy Services

Over the past generation, people have turned to Bankruptcy Services for a new start and second chance. 

Proposals to Creditors

Proposals to creditors consist of a debtor making an offer to creditors on how money and/or property can be distributed. 

Debt Management

Debt Management helps the client by negotiating with creditors and getting them to accept lower payments than what is owed, either through an agreement of future payment or a lump sum settlement.

Reduce Debt

Reduce Debt is a service offered by a trustee to a debtor in a financial situation where they have too much debt, and not enough money to pay it all off.

Debt Consolidation

Debt consolidation offers a solution by consolidating debt by taking out a new loan to pay off your current debts. 

Credit Rebuilding

Credit Rebuilding consists of several components that help you build your credit score. 

Credit Management

Credit Management consists of management techniques that address the company’s ability to extend credit.

Credit Counselling

Credit counselling is a process that can assist you if you are struggling with your finances. It consists of several steps that are designed to help you regain your financial stability. 

Benefit from the Personal Touch of a Licensed Insolvency Trustee

Dana is a licensed insolvency trustee who can provide professional guidance and personalized solutions to your situation. We work hard to find ways for creditors to lower payments and to agree to compromise on the debts if possible. Our goal is to reduce the debt of our clients while maintaining their dignity. We strive to protect the property rights of individuals in Heidelberg seeking protection under the law.

Call or Book Now to learn more about our services and find the financial solution that’s right for you.

Call for a free and confidential consultation at

(519) 886-1677 or 1-(800) 665-9965

About Heidelberg, Ontario

Heidelberg is a small community that’s located just outside of Waterloo in the Regional Municipality of Waterloo. It’s nestled between the Township of Woolwich and Wellesley township.

The postal code for Heidelberg is N0B 1Y0.

Municipal Office: 24 Church St. W, Elmira, Ontario
Mailing Address: PO Box 158, Stn Main, Elmira, Ontario N3B 2Z6
Phone:  (519) 669-1647
Fax:       (519) 669-1820
Township contacts
Website

Ontario Works
Cambridge
Address: 150 Main Street, Cambridge, N1R 8H6
Mailing address: P.O. Box 3880 Stn Main, Markham, ON, L3R 6J7
Phone: (519) 740-5700    
Toll-free:1-(855) 575-4400
Waterloo
Address: 99 Regina Street South, Waterloo, N2J 2V6
Phone: 519-883-2100    Toll-free: 1-(855) 575-4400

Ontario Disability Support Program (ODSP) – Kitchener
Address: 715 Fischer Hallman Rd., Unit 301, Kitchener, N2E 4E9
Mailing address: PO Box 3399,  Stn Main, Markham, ON, L3R 6J2

Phone: (519) 886-4700    Toll-free: 1-(800) 441-9820
ODSP email