Licensed Insolvency Trustee
serving Bayham

We offer a free consultation to help you get your finances under control. We understand the stress that comes with a creditor and debt collection calls. Dana MacRae is a licensed insolvency trustee that offers credit management, proposals to creditors and bankruptcy services to the Municipality of Bayham residents. We can alleviate your financial stress and have many options to do so. We have been operating for more than 21 years as a licensed insolvency trustee helping Ontarians.

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We offer a wide array of services for
the Municipality of Bayham residents aimed at simplifying debt

Personal Bankruptcy

Personal bankruptcy is a legal proceeding that may be applied to individuals as a solution to dealing with debt in Ontario.

Corporate Bankruptcy

Corporate bankruptcy is a complex process that requires a lot of care and attention, but with a licensed insolvency trustee, it can be run smoothly. 

Bankruptcy Services

Over the past generation, people have turned to Bankruptcy Services for a new start and second chance. 

Proposals to Creditors

Proposals to creditors consist of a debtor making an offer to creditors on how money and/or property can be distributed. 

Debt Management

Debt Management helps the client by negotiating with creditors and getting them to accept lower payments than what is owed, either through an agreement of future payment or a lump sum settlement.

Reduce Debt

Reduce Debt is a service offered by a trustee to a debtor in a financial situation where they have too much debt, and not enough money to pay it all off.

Debt Consolidation

Debt consolidation offers a solution by consolidating debt by taking out a new loan to pay off your current debts. 

Credit Rebuilding

Credit Rebuilding consists of several components that help you build your credit score. 

Credit Management

Credit Management consists of management techniques that address the company’s ability to extend credit.

Credit Counselling

Credit counselling is a process that can assist you if you are struggling with your finances. It consists of several steps that are designed to help you regain your financial stability. 

Benefit from the Personal Touch of a Licensed Insolvency Trustee

Dana is a licensed insolvency trustee who can provide professional guidance and personalized solutions to your situation. We work hard to find ways for creditors to lower payments and to agree to compromise on the debts if possible. Our goal is to reduce the debt of our clients while maintaining their dignity. We strive to protect the property rights of individuals in the Municipality of Bayham seeking protection under the law.

Call or Book Now to learn more about our services and find the financial solution that’s right for you.

Call for a free and confidential consultation at

1-800-665-9965

About
the Municipality of Bayham

The Municipality of Bayham is in the County of Elgin in the province of Ontario and was incorporated in 1850. According to Statistics Canada, the municipality had a population of 7,396, increasing 5.8% from 2011.

Communities within the Municipality of Bayham that have their postal codes are:
Eden (N0J 1H0)
Port Burwell (N0J 1T0)
Straffordville (N0J 1Y0)
Vienna (N0J 1Z0).

Smaller communities within the Municipality of Bayham that do not have postal codes are
Bayham
Corinth
Froggetts Corners
North Hall
Richmond
Springer’s Hill
Wadger

Municipal Office is located at 56169 Heritage Line, Straffordville, Ontario
Mailing address: PO Box 160, Straffordville, ON  N0J 1Y0
Phone: (519) 866-5521
Fax:      (519) 866-3884
email:      bayham@bayham.on.ca
Website: https://www.bayham.on.ca

Ontario Works – St. Thomas
230 Talbot Street, St. Thomas, N5P 1B2
Phone: (519) 631-9350    1-(800) 265-4362

Ontario Disability Support Program (ODSP) – London Regional office
217 York Street Box 5217 Suite 203, London, N6A 5R1
Phone: (519) 438-5111    1-(800) 265-4197
adminlondonodsp@ontario.ca
Mailing address: PO Box 3399, Stn Main, Markham, ON, L3R 6J2