Licenced Insolvency Trustee

We offer a free consultation to help you get your finances under control. We understand the stress that comes with a creditor and debt collection calls. Dana MacRae is a licensed insolvency trustee that offers credit management and bankruptcy services to Alnwick/Haldimand Township residents. We can alleviate your financial stress and have many options to do so. We have been operating for more than 21 years as a licensed insolvency trustee helping Ontarians.

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We offer a wide array of services for
Alnwick/Halimand Township residents aimed at simplifying debt

Personal Bankruptcy

Personal bankruptcy is a legal proceeding that may be applied to individuals as a solution to dealing with debt in Ontario.

Corporate Bankruptcy

Corporate bankruptcy is a complex process that requires a lot of care and attention, but with a licensed insolvency trustee, it can be run smoothly. 

Bankruptcy Services

Over the past generation, people have turned to Bankruptcy Services for a new start and second chance. 

Proposals to Creditors

Proposals to creditors consist of a debtor making an offer to creditors on how money and/or property can be distributed. 

Debt Management

Debt Management helps the client by negotiating with creditors and getting them to accept lower payments than what is owed, either through an agreement of future payment or a lump sum settlement.

Reduce Debt

Reduce Debt is a service offered by a trustee to a debtor in a financial situation where they have too much debt, and not enough money to pay it all off.

Debt Consolidation

Debt consolidation offers a solution by consolidating debt by taking out a new loan to pay off your current debts. 

Credit Rebuilding

Credit Rebuilding consists of several components that help you build your credit score. 

Credit Management

Credit Management consists of management techniques that address the company’s ability to extend credit.

Credit Counselling

Credit counselling is a process that can assist you if you are struggling with your finances. It consists of several steps that are designed to help you regain your financial stability. 

Benefit from the Personal Touch of a Licensed Insolvency Trustee

Dana is a licensed insolvency trustee who can provide professional guidance and personalized solutions to your situation. We work hard to find ways for creditors to lower payments and to agree to compromise on the debts if possible. Our goal is to reduce the debt of our clients while maintaining their dignity. We strive to protect the property rights of individuals in Alnwick/Haldimand Township seeking protection under the law.

Call or Book Now to learn more about our services and find the financial solution that’s right for you.

Call for a free and confidential consultation at


About the Township of Alnwick/Haldimand, Ontario

Alnwick/Haldimand is a township in the County of Northumberland in the province of Ontario (central Ontario). The township was created in 2001 by the merger of Alnwick and Haldimand Townships. According to Statistics Canada, the township had a population of 6,869 as of 2016, increasing 3.8% from 2011.

Communities within the Township of Alnwick/Haldimand that have postal codes include:
Grafton (K0K 2G0)
Roseneath (K0K 2X0)

Smaller communities within the Township of Alnwick/Haldimand that do not have postal codes include:
Dunnette Landing
Little Germany
McCracken Landing
Oak Heights
Robin Landing
The Gully

Municipal Office: 10836 County Rd. 2, Grafton
Mailing address: PO Box 70, Grafton, Ontario  K0K 2G0
Phone: (905) 349-2822
Fax:      (905) 349-3259
Township email contacts

Ontario Works – Cobourg 
555 Courthouse Road, Cobourg, Ontario  K9A 5J6
Phone: (905) 372-6846

Ontario Disability Support Program (ODSP) – Peterborough
360 George Street North 2nd Floor, Peterborough, Ontario  K9H 7E7
Phone: (705) 742-9292    Toll free: 1-(800) 663-8560
Mailing address: PO Box 3399, Stn Main, Markham, ON, L3R 6J2

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